Small and Medium Enterprises in Algeria; Between Government Support Programs and Banking Finance

Abstract

"Small and Medium Enterprises" (SMEs) are of exceptional and great importance in all countries of the world in general and developing countries in particular, including Algeria, and this importance appears through establishing the pillars of development in all its aspects, due to the low investment costs enjoyed by these enterprises, in addition to their ability to contribute seriously to solving social problems, foremost among which are poverty and unemployment, through expansion in employment and recruitment policies for increasing numbers of workers at their various levels, in addition to the extent of their contribution to raising the pace of production and supporting the national economy through reducing imports and developing exports.

This study comes in conjunction with the efforts made by the Algerian government, and its endeavor to develop the national economy through caring for "small and medium enterprises," and this sector occupying a special and distinguished position within the state's priorities expressed by the government to achieve development in its multiple aspects in the coming stage, especially in light of the current political and economic conditions, and weak investments in this sector, especially foreign investments.