HASNIA DOUMA, MERIEM ZELMAT. The role of financial technology in enhancing financial inclusion in selected Arab countries a theoretical and applied study for the period (2013-2020) . Pegem Journal of Education and Instruction, [S. l.], v. 15, n. 4, p. 4795–4805, 2025. Disponível em: https://www.pegegog.net/index.php/pegegog/article/view/4754. Acesso em: 20 jan. 2026.